Wealin Copyright / IP & Takedown Policy

Wealin respects intellectual property rights and expects users to do the same.

This Copyright / IP & Takedown Policy (“Policy”) explains how to report content on Wealin that you believe infringes copyright, trademark or other intellectual-property rights, and how MyKolly Limited may respond to such reports.

This Policy applies to the Wealin mobile application, website and related services.

The Service is operated by:

MyKolly Limited
84 Longcroft Rise
Loughton, England
IG10 3ND
United Kingdom

Website: wealin.app
Legal and intellectual-property enquiries: legal@wealin.com
Support: support@wealin.com

This Policy should be read together with the Wealin Terms of Use and Community Guidelines.

1. User Responsibility

Users are responsible for ensuring that content they upload, publish, sell or otherwise make available through Wealin does not infringe another person’s intellectual-property rights.

This includes content such as:

• photographs;
• videos;
• written descriptions;
• reviews;
• recommendations;
• Books;
• Paid Books;
• profile images;
• logos;
• artwork;
• illustrations;
• maps;
• graphics; and
• other creative or protected material.

The fact that content is publicly available online does not automatically mean that it may be copied or commercially reused.

2. Ownership of User Content

Users retain ownership of original content they lawfully create.

By uploading content to Wealin, users grant MyKolly Limited the licences described in the Wealin Terms of Use and, where applicable, the Creator & Paid Books Terms.

Wealin does not acquire ownership of a user’s original copyright merely because the content is uploaded to the Service.

3. Paid Books and Commercial Use

Creators who offer Paid Books must have sufficient rights to commercially use all material included in those Books.

This is especially important for:

• photographs;
• third-party images;
• illustrations;
• written material;
• business logos;
• maps; and
• other copyrighted or trademarked material.

A creator must not sell a Book containing content they copied from another creator, guide, website or third party without an appropriate legal right to do so.

4. Copyright Complaints

If you believe content available through Wealin infringes your copyright, you may submit a notice to:

legal@wealin.com

Your notice should include enough information for us to understand and investigate the claim.

Where reasonably possible, please provide:

• your full name;
• your contact email address;
• identification of the copyrighted work you believe has been infringed;
• identification of the allegedly infringing Wealin content;
• enough information for us to locate the content;
• an explanation of why you believe the use is unauthorised;
• a statement that the information in your notice is accurate; and
• confirmation that you are the rights holder or authorised to act on behalf of the rights holder.

We may request additional information where necessary to assess the complaint.

5. Identifying the Content

Please identify the allegedly infringing content as specifically as possible.

Useful information may include:

• the username of the account;
• the Book name;
• the place or experience;
• the relevant photograph or video;
• the profile;
• a screenshot;
• a direct in-app reference; or
• another description that allows us to locate the material.

A general statement such as “someone copied my work” may not be enough for us to identify the relevant content.

6. Evidence of Ownership or Authority

We may ask you to provide information reasonably demonstrating that:

• you own the relevant intellectual-property rights; or
• you are authorised to act for the rights holder.

Depending on the circumstances, supporting information might include:

• the original source of the work;
• publication history;
• licensing information;
• registration information where applicable;
• proof of authorship; or
• authorisation from the rights holder.

We do not require a formal copyright registration in every case where the law does not require one.

7. What Happens After a Report

After receiving a sufficiently detailed report, Wealin may:

• review the reported content;
• request additional information;
• contact the user who uploaded the content;
• temporarily restrict access to the content;
• remove or disable the content;
• reject the complaint where there is insufficient basis;
• restore content where appropriate; or
• take additional account action where repeated or serious infringement is identified.

The appropriate response depends on the circumstances and applicable law.

8. Temporary Restrictions

Where necessary to prevent ongoing harm or legal risk, Wealin may temporarily restrict access to content while a complaint is being investigated.

A temporary restriction does not automatically mean that Wealin has made a final legal determination about ownership or infringement.

9. Removal of Content

We may remove or disable access to content where we reasonably believe that:

• it infringes intellectual-property rights;
• the uploader does not have sufficient rights to use the material;
• continued availability creates material legal risk;
• a valid court or regulatory order requires removal; or
• the content otherwise violates Wealin policies.

10. Paid Content

If a complaint relates to a Paid Book or other paid creator content, Wealin may take steps including:

• suspending new sales;
• temporarily restricting the Book;
• removing infringing material;
• suspending creator monetisation;
• preserving relevant transaction records;
• assessing existing purchaser access; or
• taking other action reasonably necessary under applicable law.

The fact that content has already been sold does not prevent its removal where it is unlawful or infringing.

11. Existing Purchasers

Where paid content is removed because of intellectual-property infringement, Wealin will consider the rights of existing purchasers together with:

• applicable consumer law;
• the seriousness of the infringement;
• whether the content can lawfully be corrected or replaced;
• Apple transaction rules; and
• other applicable requirements.

Nothing in this Policy removes mandatory consumer rights.

12. User Response to a Complaint

Where appropriate, Wealin may notify the user whose content has been reported.

The user may be asked to provide information showing that:

• they created the material;
• they have a licence;
• they received permission;
• the material is lawfully available for their use; or
• another legal basis permits the use.

Wealin is not required to accept unsupported assertions.

13. Counter-Notice or Dispute

Where appropriate under applicable law or Wealin procedure, a user may dispute an intellectual-property complaint.

A response should identify:

• the affected content;
• the reason the user believes the removal or complaint is mistaken;
• relevant ownership or licensing information; and
• supporting evidence where available.

Wealin may review both parties’ submissions before deciding what action is appropriate.

Wealin is not a court and may be unable to resolve complex ownership disputes.

In some circumstances, the parties may need to resolve the dispute directly or through appropriate legal proceedings.

14. Trademark Complaints

We also accept complaints relating to trademark rights.

A trademark complaint should identify:

• the trademark;
• the rights holder;
• the relevant registration information where applicable;
• the allegedly infringing use;
• the Wealin content or account involved; and
• why the use is likely to infringe the relevant rights.

Not every reference to a business name or logo is trademark infringement.

For example, users may ordinarily need to identify a restaurant, hotel or other business when sharing genuine experiences.

We will assess the context of the use.

15. Business Logos and Place Content

Wealin is built around users sharing experiences involving real businesses and places.

The appearance of:

• a restaurant name;
• hotel name;
• venue name;
• business sign;
• logo visible in a photograph; or
• other factual reference to a business

does not automatically mean that the user or Wealin is affiliated with, sponsored by or endorsed by that business.

However, users must not use another party’s brand in a way that unlawfully misleads users about affiliation or endorsement.

16. Other Intellectual-Property Rights

This Policy may also apply, where relevant, to complaints concerning:

• design rights;
• database rights;
• passing off;
• publicity rights; or
• other intellectual-property-related claims.

Please explain the specific right you believe is affected and provide supporting information.

17. Fair Dealing, Fair Use and Other Exceptions

Some uses of copyrighted or trademarked material may be legally permitted without the rights holder’s permission.

Depending on the jurisdiction and circumstances, exceptions may include:

• quotation;
• criticism;
• review;
• commentary;
• parody;
• news reporting;
• fair dealing;
• fair use; or
• other statutory exceptions.

We do not automatically remove content solely because copyrighted material appears in it.

We may consider the context and legal basis of the use.

18. False or Misleading Claims

Do not knowingly submit false, fraudulent or materially misleading intellectual-property complaints.

You should not use this process to:

• silence legitimate criticism;
• remove a genuine negative review;
• target a competitor;
• harass another user;
• claim rights you do not own; or
• interfere with lawful content.

We may reject abusive complaints and may take action against accounts that deliberately misuse the reporting process.

19. Repeated Infringement

We may take stronger action against users who repeatedly or seriously infringe intellectual-property rights.

Depending on the circumstances, this may include:

• content removal;
• warnings;
• suspension of Paid Book sales;
• removal of creator eligibility;
• temporary account restriction; or
• account termination.

We consider the nature, seriousness and reliability of the infringement reports before taking action.

20. Preservation of Records

We may retain relevant records relating to intellectual-property complaints where reasonably necessary for:

• handling the complaint;
• preventing repeated infringement;
• legal compliance;
• fraud prevention;
• dispute resolution;
• establishing or defending legal claims; or
• demonstrating our response to a rights complaint.

Retention is handled in accordance with the Wealin Privacy Policy and applicable law.

21. No Legal Determination

Our moderation or takedown decisions are operational decisions concerning content available through Wealin.

Unless required by law, they do not constitute a final legal judgment about:

• copyright ownership;
• trademark validity;
• infringement;
• damages; or
• any other legal dispute between the parties.

Rights holders and users remain responsible for obtaining independent legal advice where needed.

22. Court Orders and Legal Process

Wealin will comply with valid legal obligations concerning intellectual-property disputes.

Where required by law, we may:

• preserve relevant information;
• remove or restrict content;
• respond to valid legal process; or
• provide information to competent authorities.

Any disclosure of personal data will be handled in accordance with applicable law and our Privacy Policy.

23. Emergency or Serious Abuse

Intellectual-property reporting should not be used for emergencies or immediate safety concerns.

If the issue involves:

• threats;
• harassment;
• child safety;
• fraud;
• private information; or
• another Community Guidelines issue,

please use the applicable in-app reporting feature or contact:

support@wealin.com

24. Changes to This Policy

We may update this Policy where necessary to reflect:

• changes to Wealin;
• changes to intellectual-property law;
• changes to reporting procedures; or
• changes to our moderation systems.

The date at the top indicates the current version.

25. Contact

For copyright, trademark and other intellectual-property complaints:

legal@wealin.com

For general support and moderation:

support@wealin.com

MyKolly Limited
84 Longcroft Rise
Loughton, England
IG10 3ND
United Kingdom

Website: wealin.app